Kid's TEAching Stand!

Andson Academics has decided to launch a new initiative to teach children the basics of running a business while raising money for their own tutoring sites.  Starting at the Boys and Girls Club of Southern Highlands, Andson will teach children how to setup a tea stand (entrepreneurship), create a budget and keep track of the money (accounting), and let people know about the idea (marketing).

The first Kid's TEAching Stand will be debuted at the upcoming Back 2 Class Bash on Saturday, August 3rd from 5 to 7 pm at the Goett Family Park in Southern Highlands. Children will be selling tea themselves, and with the generous donation of tea from Raising Cane's, 100 percent of the proceeds will go to Andson's Homework Help & Tutoring program at the Boys & Girls Club of Southern Highlands.

Stay tuned for more information!

 

Letter from Leadership

Dear Friends,

I am delighted to share the news of our progress and the remarkable milestones we have accomplished over the last few months. As one of the leading organizations providing Academic and Financial Literacy Education to the children and youth of Southern Nevada, we deliver a full range of unique and innovative learning programs across the valley.

For the past few years, our fundraising efforts have been quite minimal. In many ways, we have been shy about asking others for money before proving results. But April catapulted our philanthropic quest to a whole new level as Andson joined the selected group of charities that benefit from the Annual Governor's Black-Tie Invitational. With a wonderful gift of $80K, the Southern Highlands Charitable Foundation is fueling our work to equip students with the tools they need to achieve intellectual growth and academic success.

May marked the completion of the 2012-2013 school year. Eight months in which over 2,500 students across the Las Vegas Valley received supplemental education through our Academic Assistance program and tailored Financial Literacy classes. We graduated approximately 800 students in our Homework Help & Tutoring program with notable improvements of one to two grade levels in all areas – these students enjoyed pizza parties and received certificates of achievement! Simultaneously, almost 2,000 students from kinder to high school seniors at three different public schools learned the basics of personal finance and money saving habits.

May also marked the installation of a diverse and fully functional Board of Directors. Armed with a new president, secretary and treasurer, we are prepared to embark on a strategic planning process that will allow us to grow sustainably, deepening in breadth and impact. Moving into the summer season, we all look forward to continuing our efforts in education by delivering a summer reading program and hosting Andson's Back to Class Bash on Saturday, August 3rd – sponsored by St. Rose Dominican Hospitals and the Southern Highlands Community Association.

On behalf of the Board of Directors and Staff, we would like to thank you for your friendship and hope that you will consider joining our various initiatives – together we can make a difference!

Kindest regards,[spacing amount=20]

Sonia McTaggart-Anderson Founder and CEO

 

Second Annual Back 2 Class Bash!

Join us on Saturday, August 3rd from 5 pm to 7 pm at the Goett Family Park in Southern Highlands for a fun-filled evening  featuring bounce houses, face painting, balloon art, carnival games, and much more! [spacing amount=20]

Presented in partnership with St. Rose Dominican Hospitals, Andson's Back 2 Class Bash celebrates Education while families enjoy an evening of music, arts, and entertainment. The event will also include giveaways, raffle drawings and community booths. Backpacks and school supplies will be given away on a first-come, first-served basis. Following the event at 8 pm, event participants and attendees will be invited to stay for a free movie at the park (Madagascar 3) sponsored by the Southern Highlands Community Association.

As part of the Summer Reading Program, a group of children from Henderson and Boulder City will be attending the Andson's Back 2 Class Bash as a reward for their efforts and summer adventure! Another group of Andson students will be participating and leading the TEAching Stand initiative.

Contact us TODAY if you would like to join the festivities and support our efforts. There are several different ways to participate and get involved - click here to download participation form!

Become a volunteer Sponsor a child for summer adventure Donate a raffle prize Become an event vendor Sponsor a free food station Donate backpacks + school supplies Become an event sponsor Become a program sponsor

 

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Thank You Volunteer Anna Carothers!

Volunteers are an integral part of any non-profit organization.  The Andson Organization has had the privilege of having Anna Carothers as a volunteer for Andson Academics. Anna, a third generation Las Vegan and an upcoming Senior at Bishop Gorman High School, has helped tutor elementary students at the Silver Pines Boys and Girls Club since February 2013. Aura Munguia, a tutor with Andson Academics stated, "As soon as Anna came in to volunteer, she brightened the room. She was very patient with all the students and would answer all their questions. She definitely made a difference in the children's lives."

Anna's mother, Elisa, said, "Anna, from the time she was little, loved to teach. She would place her dolls in front of her as if they were in a classroom and whatever she was interested in that day, those dolls were taught it.”

The staff at Bishop Gorman High School recently nominated Anna as Student of the Year in Science, Math and English.

Maria Klawe, President of the Harvey Mudd College of Science, Technology, Engineering, and Math has made it her goal to bring more women into studying the sciences. Due to President Klawe's involvement, the graduating class of 2011 consisted of 40% women.

Klawe heard about Anna's love for the arts, how she is well accomplished in math, science, and loves computer programming, as well as her nomination for Student of the Year in these specific areas.  For this reason, Anna has been asked to visit the campus with the hope of inspiring her to become a future student of Harvey Mudd College. This is a huge accomplishment for Anna to be asked to join such a prestigious school.

The staff of the Andson congratulates Anna on all her accomplishments and future success. Thank you for your time and dedication, Anna!

 

 

Success Stories From Our Tutoring Program!

Another year has passed for Andson Academics! With the closing of a year, we get to hear success stories from our tutors and staff. It has been astonishing how many stories have been given to us but one in particular has caught our eye. Words from a tutor:

When I started at the Boys and Girls Club, I noticed this specific boy. He would make up lies to not do his homework. He would also be rude to other students and even me. With some motivation and little talks once in a while on how important it is to treat others respectfully. I have seen a great change in him. He now does his homework without complaints and mentions how easy and fun homework sometimes is, and has definitely changed his attitude with the other students. I am very proud of him.

Now, that is one story from a tutor, but many parents have noticed changes in their children, as well as how Andson Academics can help relieve the stress on parents.

Words from our parents:

Thank you so much for your help! It really helps with my long work days for Mandy to get homework done at B&Gs Club.

She learned not to be scared and ask for help. There is no shame not knowing something and to be confident that she can accomplish anything.

My child looks forward to doing homework and is staying busy in her academics.

My child has become more eager to learn and is more open to ask questions at school.

Gabriella is excited to read and write. She has more confidence in herself and her abilities. The feedback from her teacher recently has been [that] she participates more and speaks up. I truly believe the personal attention she has received from Ms. Kelly and the other tutors is the reason for this.

Seems more confident about homework and starting to appreciate the importance of learning/education.

 

Andson Academics not only helps with improving education, but also helps with behavioral issues that could impact education. We are very happy to hear that our tutors go beyond the call of duty to help stimulate the children's minds.

Andson Academics helps education now.

Over the next several weeks, we will celebrate, as thousands of students graduate from high schools, colleges and universities. Unnoticed, however, will be the additional thousands who will not graduate.  With less than 61 % of Clark County’s high school students graduating, and a very small percentage of those graduates attending college, we trail the rest of the country in the area of a qualified pool of future employees, and an educated workforce. We, as a community, have much work to do to.  

Clark County School District (CCSD) is the 5th largest school district in the country.  As of March 2013, there were more than 311,000 students enrolled in our schools, 71% of Nevada's public school population resides in our school district.  This disparity creates a tremendous hardship on our school system to serve our students adequately.  The fact that our district is underfunded is a much known statistic, one that is being widely addressed in our legislative sessions and political public hearings.  Those efforts will no doubt result in increased funding for our region in the near future.  Meanwhile, however, we cannot neglect the tens of thousands of students that are currently struggling in their daily studies and are in danger of dropping out of school, and simply go unaccounted for.

 

Early education, and giving our children the tools to succeed isn’t an idea we should strive towards, it’s what we need to do.  Excuses as to why our children are not performing at national standards are not appropriate at this time. Early involvement has a direct impact on low income and other demographics that are at a high risk of falling behind.  Many children arrive at school enrollment already behind.  A recipe for failure is already in place, if additional support is not provided to these students to bring them to the appropriate level of knowledge.  Building a child’s vocabulary, and teaching him or her to count to 100 at the earliest age sets the platform for success in a classroom and, ultimately, in life. As a community, we, the business leaders need to inspire Southern Nevada’s citizens to get involved, whether by way of time, and or resources. Together we can give the children of Clark County a better chance to succeed.  The students in our district today, will be Southern Nevada’s work force tomorrow.  Lets give them the opportunity to contribute and build our economy.

 

English Language Learners (ELL) is a significant portion of our student population, recent figures show that over 53,000 of CCSD students are enrolled in ELL services, but according to teachers’ reports, approximately 100,000 students are identified as ELL.  These students will ultimately fall behind their peers if additional resources and services are not provided to them.  Nevada has the highest percentage of ELL students with little or no resources directed to their specific needs.  With such a predominant role in the composition of our student population ELL students’ success rates have a direct impact on the performance of our school district and our state.  To ignore the needs of this demographic will hinder the performance for the entire Southern Nevada School system.

 

We have a tremendous task ahead to transform our education system and work collectively to ensure that the children of our community will experience the thrill of "donning the cap and gown with a sense of pride and achievement", and progress to become an educated and successful generation. This will not be a quick fix; it will take us, the employers, community leaders, and entrepreneurs to make the commitment to provide our students with the support, tools, and resources they need to succeed. Our students cannot wait another two or three years, for legislature to take effect. Southern Nevada cannot wait on legislation to improve the value of our city.  "Every two years is another two years of students who will not pass the critical third grade reading gauge, two years of dismal sophomore math scores, two years of an unacceptable graduation rate, and two years of widening the gap between opportunity and achievement. We, as a community, need the transformation to begin today"

 

After school programs such as what we at Andson provide to students, are the roadways to their success. With as little as one hour per day of personal or small group attention, students, on average improve as much as two grade levels in reading and math.  Although a large majority of the students we serve are ELL and/or children for low-income families, this need is not limited to these demographics.  We live in a world of the Hospitality Industry; most of our professional- working parents are employed within that field.  In the evenings, when the children are in need of assistance and discipline with homework and studies, parents are, unfortunately, working. Their children need our support just as much, so that the parents can continue to be part of our educated workforce.

 

“Homework not only reinforces what was learned in the classroom, it also teaches and develops independent learning skills. In the early years of a child's education, little homework is given. Simple math problems, studying spelling, practicing handwriting, and reading are typical homework assignments of an early learner. These are all skills that are best learned by repetition and practice. These are also the skills that must be mastered before the student is introduced to more advanced concepts. Homework is an effective method of reinforcing these skills. Students who practice their spelling words become adults who can spell. Students who practice their multiplication tables have an easier time learning division. Students who do homework every night learn skills that are necessary for educational success.

Students learn about their own learning styles.

Most children do not like homework. A student’s dislike of homework, or rather their like for everything that is not homework, will motivate students to get through their homework quicker to get to the things that they want to do. Though this may seem like a bad thing, it motivates students to find what method of learning works best for them. As children advance through school, more homework is given. Students who have found which methods of learning work best for them will have an easier time managing loads of homework in the future.

 

Homework is a necessary part of learning. It helps students develop their own independent learning skills and use them in a time effective manner. Skills learned through doing homework will allow students to enjoy success in the classroom and in their adult lives.”

 

Through partnerships with organizations such as the Boys and Girls Clubs, Communities in Schools, St. Judes Ranch for Children, Walter Bracken Elementary School, Vegas PBS, and several others within the valley, Andson Academics provides the assistance, guidance, discipline and reinforcements to hundreds of students throughout the school year.  It is our determination and goal to encourage a lifelong love for learning amongst our young citizens and to provide them with the assistance they need along the way.  With that foundation in place, and with the support of our business and community leaders, we will produce successful and productive citizens.

Savvy Shopper's Corner! The Smart Online Shopper

Shopping online is a great convenience, yet there is the agony of waiting for your order to be shipped and arrive on time. Here is some information, which may be considered helpful when shopping online. Plan Your Purchase

The earlier you make your purchases, the greater chance they will arrive on time. To cut down on shipping costs, try to order many items at once from a single retailer. Your purchases should be lumped together into one large package with one shipping fee attached. By registering with an online retail site, you can start your online shopping and any items in your shopping cart will be retained until you either delete or purchase them. Then, you can ship everything at once and at one price. Many online retailers offer free shipping on purchases over a certain dollar amount, and online coupon sites regularly offer free shipping coupon codes. If you can’t catch a break on shipping, ordering early enough will allow you to choose standard shipping. It’s always the slowest method, but if you order early, it should get to you on time.  Give yourself a little more time if you are ordering from a third party vendor through a big online retailer.

Bargain Hunting

Online shopping presents consumers with a wonderful new advantage – the ease of bargain hunting. Prior to shopping via the internet, finding the lowest price for an item meant using catalogs and circulars, traveling from store to store. Not so much anymore. Often, a simple Google search of the item you want will find even better deals. Search discount sites for the item you want before buying it elsewhere. These retailers purchase excess items that manufacturers could not unload on other retailers at a discount and generally pass the savings onto customers. Don’t be afraid of purchasing refurbished items either—this is often more surplus inventory. Do a quick search for coupons for the retailer available on other sites. Many stores will happily provide you with their own promotional codes if you sign up for their email newsletters.  Enter the code before you check out to earn the savings on your purchase.

Return Item Fee

Online shopping could eventually mean not so many physical retail stores, but even if that happens, the warehouse will always be there to storage merchandise and to employ people to stock these warehouses. If you return an item, it still has to be repackaged and replaced, although the retailer has not made any money from the return. As a result, online retailers have begun to charge restocking fees on returned items. Before proceeding to checkout, familiarize yourself with the retailer’s return policies. Simply packaged items like books or defective products should not cost you any more money to return.

Be Secure

There are some measures online shoppers can take to minimize their risk. First, ensure that all online shopping is carried out only on secured sites. It is advisable only to use credit cards rather than debit cards, for online shopping. Credit cards are an extension of credit while debit cards withdraw directly from your bank account.  Once in possession of your banking information, hackers can do much more damage to your finances than with your credit card number.  Using only one credit card for online shopping is another great way to shop on line. The potential for fraud is limited to one account.

Remember, online shopping, while convenient, could pose more risk.

Enjoy Pizza for the Last Day of Tutoring!

School is coming to an end! Kids are getting more excited as each day goes and they get closer to summer vacation. No more school means no more tutoring until the 2013-2014 school year. Andson Academics has had a very exciting year tutoring more than 500 children at all the Boys & Girls Clubs of Henderson locations, Bridger Middle School and St. Jude’s Ranch. In order to celebrate another successful year, we are giving each location a pizza party, and achievement awards during the week of May 20th for all students and tutors who participated in Andson Academics.

Dates of the Pizza Party:

- May 20th: Bridger Middle School

- May 21st: BGCH Marker

- May 22nd: St. Jude's Ranch (young children)

- May 23rd: St. Jude's Ranch (teens), BGCH Southern Highlands, BGCH Natalie Gulbis, BGCH John C. Kish, BGCH Mary & Sam Boyd, BGCH Montandon, and BGCH Silver Pines

 

It is the least that Andson can do to thank everyone for a great year. And thank you to everyone who supported us! We look forward to the 2013-2014 school year.

Martha Speaks is coming to Andson Academics!

The days are getting warmer by the minute, which means summer is around the corner. Children are coming closer to the end of the school year but that does not mean they have to stop learning. We are excited to announce the partnership of Vegas PBS and Andson Academic to provide a fun reading program so children can keep their minds active. The summer reading program is developed around the exciting adventures of Martha Speaks; a dog name Martha eats alphabet soup that goes to her brain instead of her stomach. Now, Martha knows how to talk!

During the Martha Speaks Reading Buddies Program, kids watch and talk about a MARTHA SPEAKS episode, read and discuss a related picture book, play a game or do an activity, and then write in a journal. Students support each other, while improving their vocabulary knowledge.

 

The Martha Speaks Reading Buddies Summer Program will be provided for free at all the Boys & Girls Clubs of Henderson, St. Anne’s summer location, the YMCA Heinrich Club, and St. Jude’s Ranch, as part of their activity rotation.

We start the 5-week program on June 17th!

 

Andson Academics is very excited to team up with Vegas PBS to provide this fun learning program to our different sites. We hope to continue this partnership to provide education to all children. Stay tuned to hear some success stories from the program!

If you would like to volunteer to help with this program, please contact us!

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Involvement Equals Stronger Communities

Andson attended two notable events this week. UNLV Community Partnership Orientation and Las Vegas Metro Chamber of Commerce luncheon - featuring Elaine Wynn. Both stressed the importance of highly educated citizens and the positive impact that it will have on the "health" of our society. We couldn't agree more – sustainable and inclusive economic growth requires heavy investment in human capital.

We are happy to see that UNLV is taking the initiative to bring the community together and provide different venues of collaboration amongst local agencies. Navigating the nonprofit world and getting things done can be a daunting task if the act of "working together" doesn't get recognized and treasured. That's why it took us by surprise (very nice surprise!) when John Wagner, Director of Community Relations at UNLV, spoke about our Homework Help & Tutoring Program and highlighted our efforts to recruit more education majors who will work with us as tutor aides while getting paid through the Work-Study Federal Program. It is a proven model that we already have in place with Nevada State College and hope to see come to fruition with UNLV and CSN.

Although Elaine Wynn may not be aware of the amount of resources that the Andson Organization is putting into closing the achievement gap, she did allude to our cause when she said that "there is a sense of urgency to break the cycle of poverty, and we know it can only be done through education." But it feels that our sense of urgency should shift to emergency when the Education Week's Chance-for-Success Index is telling us that "a child born in Nevada had the worst chance in the nation for growing up to be a success." What do we need to do? Elaine Wynn suggested a successful formula to turn our state around: community engagement, strong leadership, talented educators and adequate school funding. We agree with her that we are running out of time and that we all need to get involved by supporting literacy initiatives and advocating for education.

"Community" is one of Andson's core values – we foster open communication, ongoing collaboration and continued partnerships with businesses, government agencies and nonprofit organizations. The kind of challenge that is in front of us cannot be accomplished without the driving force of those who get genuinely and actively involved.

Where do you rank in community involvement?

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Project Connect - time to get connected

This has been a busy year.

What started as a small effort has grown to huge proportions. It's difficult to think that we will reach nearly 2,000 students this year in Financial Literacy. Estimates for Homework Help and Tutoring are even higher.

We started with an idea, a mission to change behaviors in regard to personal finance and education. This mission has helped us reach new partnerships, connect with new communities, and mentor new students.

The creativity of our lessons has gotten us some recognition too - something we're quite proud of.

And yet, we can't stop. We really are only as good as the lessons and services we provide.

Enter Project Connect. For 2 years, this idea has been brewing. The idea is simple - Andson wants professionals from our community to give input to our programming.

So, one Friday each month, we will be hosting Project Connect at our offices in Southern Highlands. Come by for some appetizers and drinks, and give us some input into the services we provide. Have a lesson idea for high schoolers? Any input on what we should do with Kindergartners after their homework packets are done? Please, share.

Come be a part of our think tank on education and personal finance. We believe the way to extend our reach in the community, is well, our community.

Words From a Teacher! Success Stories in the Making!

Andson Academics has the ability and desire to help today's children in many ways through our Homework Help /Tutoring Programs.  We have seen great strides in many of our students on both a personal development level and academically.
Many of our students did not want to work on their homework because they did not know how to complete their work, and were too embarrassed to ask for help.  With our teachers from Clark County School District, and qualified staff, we are able to give the students more individualized help and build the confidence the child may be lacking.
Many teachers have "success stories" from their students.  Here is one teacher's story on two of her students.

 My name is Pam and I am an after school tutor at the Boys and Girls Club through the Andson Organization.  One of the students that I have been tutoring since this past fall is a young gentleman named, Kamar.  He has had many challenges and changes that have made a difference. Through the consistency of this tutoring program, he has made great strides in school, tutoring, and sports.  He is now is building a positive self-concept.  Here at the club, the coaches, family members, and tutors work as a team to help further develop the self-esteem, talents, and academic  potential of these boys and girls. We are pleased to see such a difference in these students as the year continues.

Janiya is another one of our students in the 3-4 grade levels that we tutor.   She is a young lady who has greatly benefited  from the Andson tutoring program.  In the fall,  her attitude toward learning was negative, she didn't believe that she could attain good grades.  She has completely turned around.  Her attitude is pleasant and she is willing to now put forth more effort in school, homework, and tutoring activities.  She has become a model for others to follow.  It is very fulfilling to know that the tutors that work here through the Andson Organization, DO make a difference in the lives of students.

These stories are the ones that make us proud of what we do at Andson. Many children are getting the encouragement and confidence to improve not just in school but in life. Of course, we cannot do it without  the amazing teachers who are there daily. Thank you so much! Happy Teacher Appreciation Week!

600 Desert Oasis High School Seniors' Debt Workshop

Desert Oasis Highschool, Check.Andson lesson built on Debt, Check. 600 High Schoolers, Check (gulp). 1 Day. (Wow!)

 

We had the opportunity April 23rd to teach 6 sessions to Desert Oasis Seniors on Debt, Credit, and Creative Funding of College education.

 

While this was a bit different for Andson, it was an awesome day! Not only were students informed on the concept of interest rates, predatory lending, and to "think outside the box" in regards to funding college, but we also had 5 individual students looking for mentoring relationships through our program.

 

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This was one of those days that put a smile on our faces - not only can we make a positive impact on so many students in one day, we can engage with a handful of students to achieve short-term and long-term goals through budgeting and planning.

 

Here is the lesson we taught:

 

Thanks to Desert Oasis for having us. Word is, they want our whole course for seniors next year.

Pampas is supporting our fundraising efforts on 4/25/13

- Download Flyer -

For the serious steak lovers, Pampas Churrascaria is hosting a fundraiser in support of the Andson Organization.  Now through Thursday, April 25, locals and tourists have a chance to accomplish three things at once:

1. Enjoy an unlimited parade of top sirloin, lamb, picanha, smoked ham, shrimp, salmon and much more, all hand-carved tableside, along with an extensive all you can eat buffet bar!

2. Support Andson's academic after-school programs – every dollar counts, and will go directly toward helping our Homework Help & Tutoring Program.

3. Participate in Nevada's Big Give – Pampas will make a final online donation on April 25th that will count towards Nevada's big goal.

Dine out and give back – that’s Fullanthropy! ... vegetarians can join us as well.

 - Download Flyer -

Growing Leaps & Bounds - Andson & The 2013 Governor's Black Tie Invitational

We continue to reach milestones on all fronts!

 

Andson has attended the Governor's Black Tie for the past 3 years. It has always been an amazing event - but this year was something special. This year, Andson was one of 8 beneficiaries selected by the Southern Highlands Charitable Foundation! We were absolutely thrilled about this opportunity.

 

The recognition as a leader on the forefront of educational activities in Southern Nevada means so much to us. We want to impact as many students as possible, and this fuels our programs in such a meaningful way.

 

It was an inspirational moment to have Train performing while one of our videos played about the work we do. It doesn't get much better than when the team gets to be on the big screen!

 

 

This year we added two new locations to our Homework Help & Tutoring Program, and the program itself went from 180 to 800 students. In addition to the 5-lesson course at Walter Bracken Elementary School, we have now expanded to include workshops at Chaparral High School, Desert Oasis High School and Nevada State College!

 

We have also been favored by the increased recognition and support of the community; not only in the number of friends and volunteers that genuinely believe in our mission, but in the vote of confidence that generous donors and local philanthropists are putting into our work.

 

The Governor's Black-Tie Invitational marked a very special milestone for us and it is a perfect example of what a community can accomplish. Over $14 million dollars has been distributed to organizations in our community as a result of this tremendous effort.

 

And, did we mention Train performed on Friday Night!

 

 

A special thank you to all those in attendance.  Thank you to all those in support of what we do!

Join us for Nevada's Big Give on April 25th!

On November 27, 2012, the Andson Organization was granted full public nonprofit 501(c)(3) status by the Internal Revenue Service.  This nonprofit status is leading the way for many new and exciting changes for our organization.  Our academic programs are gaining momentum and we are taking all the necessary steps to ensure our "abilities" - sustainability, accountability and credibility.

As we reach different milestones, we would like to invite you to participate in the upcoming Nevada's Big Give on Thursday, April 25th and help us set our first-time record of online giving.  No donation is too small, and your contribution will go directly to support our Homework Help & Tutoring Program.

Nevada's Big Give is an online giving initiative that has a goal of raising $1 million in one 24-hour period for more than 400 nonprofit organizations across the State. This is an opportunity for all of us to get involved in our communities and give back a little.  All donations will be made online through one central website where you can find, and support the cause or causes closest to your heart – mark your calendar and stay tuned for more updates!

For more information on supporting the Andson Organization and its academic programs, contact Andrea Pineda at andrea@andson.org

Savvy Shopper's Corner! Some Tips For Smart Shopping!

Every day someone overspends when shopping at the grocery store. Often, items end up being tossed out or never used.

Here are a few helpful tips to cut back on excess spending when shopping at the supermarket.

1. Make a list! It only takes a few minutes to prepare but it will save you from wandering down the aisles and prevent you from shopping for unnecessary items.

2. Substitute supermarket brands for brand name products.  You can save on generic, non-perishable snacks, cleaning products, paper goods, and diapers. If you are used to brand name goods, try swapping one or two items to start. Even switching a few items on your shopping list will help you keep more money in your pocket.

3. Buy ingredients rather than prepared products. If you have time to make your own pasta salad at home, you can save money by preparing it yourself versus buying it pre-made at the store.

4. Convenience is costly! Buying fruits and vegetables and cutting them yourself is cheaper than buying pre-cut fruits and vegetables that cost double the price.

5. Learn to buy in-bulk! Buying larger boxes of cereals, crackers, and snacks will last longer. Stock up on items on sale that you use often and store in pantry with early expiration dates in front.

6. Using store and manufacturer coupons can also reduce your total costs at the checkout.

7. Buy a filter for your tap water! It will be more cost effective than buying bottled water.

Never too early to teach children financial resposibility

As we continue to focus our efforts on behavioral finance, we like sharing stories that are worth reading and can help us put into perspective the real challenge of financial literacy. The following article, written as a letter to parents, not only provides insight on how to teach children financial responsibility at various ages, but it also reiterates the importance of early education and parent engagement. Parents and culture will definitely influence the way children understand money and the habits they will develop and continue into adulthood.

Dear Parents,

The long-term key to improving America's overall financial literacy quotient is to get to the kids. What's important is to establish good financial behaviors early because those behaviors will carry over to adulthood. As a father of four, and grandfather of nine, I've seen it work firsthand. Start early, insist on consistency in behaviors, and set a good example. Monitor your saver's progress and celebrate the successes. With that mantra, here's how to get started:

When kids can walk, it's time to start saving. Establish the first behavior of saving by teaching your child to drop coins in a piggy bank or a jar. Explain the meaning of the word save.

Show the money. Periodically, show the child that consistent saving adds up by regularly tallying up your savings.

Take it to the bank. Make a ceremony of taking the child to the bank to deposit the jar of money. Teach them that the bank will give them money (interest) to "store their money."

If there is an allowance, it's time to budget by putting savings first. No matter what the size of the allowance is, break it down between what they can spend, and what they have to save. Note: this may be your first financial "negotiation" with your child - start with saving 50%, and settle for 25%.

The first large purchase. As your child ages, he or she will inevitably want to spend their entire savings - on one item. The answer is "no." Modify budget into more line items - discretionary spending, mandatory saving, and "saving for the large item." This is where the behavior of "buying within means" is established.

"But, I want it now..." This may be the time to develop a new financial concept - borrowing money. That's okay as long as the rules are set, and the "borrower" adheres to them. This is where the behavior of "borrowing within means" is established.

"Can I have a credit card?" Response: No, it's too early. We're sticking to the plan above. However, let me teach you about credit cards - after the "eye roll," stick to your game plan.

"My friends have credit and debit cards." Response: I'm happy for them. We're sticking to our financial plan, and here's why. In my own experience, my children were grateful for instilling financial responsibility at a young age. Start early, consistency, monitor progress, and celebrate success - I'm convinced that's the formula for increasing America's financial literacy quotient many times over. Get to the kids.

Proud Grandfather, Carl George, CPA

Note: This letter first appeared as an e-Wealth Coach article from America Saves. Carl George is the Senior Executive Partner at Clifton Gunderson LLP, a national CPA firm; past Chairman of the National CPA Financial Literacy Commission of the AICPA, www.360financialliteracy.org and www.feedthepig.org; and the proud grandfather of 9.

Education + Personal Finance are the foundation of Andson's April workshops

Andson is constantly committed to teaching students Personal Finance skills. It's April! That means it's Financial Literacy MONTH! We have identified a few key areas that we can really have an impact for students in just one short lesson. Education is an investment that students NEED to make - whether trade school or college, students with a secondary education will have more opportunities than those who only graduate high school. So how can we make sure students have a foundation to understand that debt can hurt a student fresh-out-of-school faster than any other force?  

In April, Andson's Financial Team will work with the following institutions to inform students about the pitfalls and positives of credit - as well as provide ongoing support to these student bodies.

    • Desert Oasis High School - Seniors will go through an intense Debt and Financial Aid seminar on 4/23. We will be working with over 600 students!

 

    • Nevada Partnership for Homeless Youth ⁃ Nevada has a serious issue with teens that are homeless. However, given the right resources, they can go on to be successful. These students, more than any other, need to be made aware of the resources they can use to fuel their mission of independence and success.

 

    • Nevada State College is an amazing school in the southeast of Henderson. NSC and Andson are partners in so many activities, so it seemed only natural to bring a seminar on pitfall and installment credit to their student body. We are so happy to provide this as a resource to students in Southern Nevada.

 

We are so proud to be a part of Southern Nevada - let's give our students the resources they need to succeed!

ELL Students: Turning Weakness Into Strength

One of the many challenges facing the Clark County School District is helping English Language Learners (ELL) - about 53,000 students who themselves and/or their parents do not speak English as a first language.  Clark County has the nation's third-highest population of ELL students as a percentage of total enrollment.

After the appointment of Ms. Lucy Keaton as first assistant superintendent of CCSD’s English Language Learner program just over a month ago, and as the issue came up again at the CCSD Parent and Community Forum, we must ask ourselves what would happen if we are able to turn this weakness into a real and competitive advantage – it could go beyond lower dropout rates!

Hoping that most of these students would want to preserve their parents' native language, they will not only have a higher chance to graduate from high school, but they would also be fluent in both languages. The advantage does not stop at being bilingual with no accent, apparently there are other cognitive benefits that would have positive effects on children's development.

"Researchers have shown that the bilingual brain can have better attention and task-switching capacities than the monolingual brain, thanks to its developed ability to inhibit one language while using another." Read More

"Speaking two languages rather than just one has obvious practical benefits in an increasingly globalized world. But in recent years, scientists have begun to show that the advantages of bilingualism are even more fundamental than being able to converse with a wider range of people. Being bilingual, it turns out, makes you smarter." Read More

"Because of its growing number of non-English-speaking students, the School District has created a new administrative position to oversee all of the English Language Learner programs."  Read More